In Episode 23, hosts Anthony and Manley frame the 2025 housing market as a Rocky-style heavyweight fight, with mortgage rates at an 11-month low (5.8-6.25% projected by year-end) due to weaker jobs data and a 10-year Treasury yield at 4.04%. They analyze the Fed’s dot plot, expecting 1-2 rate cuts (or a surprise three)
In Episode 22, hosts Anthony and Manley liken the 2025 housing market to a Top Gun dogfight, with 30-year fixed rates below 6.5% (down from the sevens) and over 5 million buyers reentering, fueling bidding wars. They warn that an imminent Fed rate cut (expected September 16-17, 2025) could trigger a refinance wave, cau
In Episode 21, hosts Anthony and Manley, joined by guest host Kyle Draper, challenge listeners to rethink homeownership by distinguishing between buying a house (math-driven) and a home (driven by a personal "why" like family, stability, or wealth). With 30-year fixed rates at 6.56% (lowest in 10 months).
In Episode 20, hosts Anthony and Manley use an NFL playbook theme to tackle the 2025 housing market, where prices are up 4.5% year-over-year and inventory is tight at 3.2 months. With mortgage rates averaging 6.4% in August and the 10-year treasury yield at 4.23%, they discuss strategies like tapping 401(k)s.
In Episode 19, hosts Anthony and Manley liken the 2025 housing market to the Stranger Things Upside Down, with median home prices at $412,500 and a price-to-income ratio of 5, creating an affordability crunch. They analyze the Federal Reserve’s Jackson Hole signals from August 2025.
In Episode 18, hosts Anthony and Manley draw parallels between Johnny Cash’s “Jackson” and the Federal Reserve’s Jackson Hole meeting on Friday, August 22, 2025, to guide first-time homebuyers through a volatile 2025 housing market. With inflation at 3.3% and a PPI spike to 0.9% in July.
In Episode 17 of the Mortgage 101 Podcast, hosts Anthony and Manley use a Jurassic Park theme to guide first-time homebuyers through the 2025 housing market, where rates are dropping (6.07% in August) and competition is heating up. They stress the importance of a Power Bid.
In Episode 13 of the Mortgage 101 Podcast, hosts Anthony and Manley highlight Gen Z's readiness for homeownership in the 2025 market, where rates are easing and prices are resetting. They discuss Gen Z's smart saving habits, like automating investments, and contrast it with older generations' mindsets.
In Episode 16 of the Mortgage 101 Podcast, hosts Anthony and Manley analyze the bond market's sudden shift after revised jobs data showed 818,000 fewer jobs than reported, potentially signaling rate drops. They discuss how buyers can prepare for surprises, emphasizing pre-approvals and proactive strategies.
In Episode 15 of the Mortgage 101 Podcast, hosts Anthony and Manley warn against waiting for perfect rates in the 2025 housing market, emphasizing that delays could mean missing opportunities as home prices rise. Using humor like "Netflix and Lock," they discuss why acting now with pre-approvals is key.
In Episode 14 of the Mortgage 101 Podcast, hosts Anthony and Manley navigate the 2025 housing market with a "Love Boat" theme, exploring why bond market dips aren’t lowering mortgage rates as expected. Broadcasting from the metaphorical "SS Equity Dreamliner," they discuss rate volatility, the Federal Reserve.
In Episode 12 of the Mortgage 101 Podcast, hosts Anthony and Manley welcome Coach Kyle Draper, a social media expert and author of Rethink Everything You Know About Social Media, to discuss leveraging authenticity in the 2025 housing market. Recorded with Anthony in Hawaii, Kyle in Dallas, and Manley in Wisconsin.
In Episode 11 of the Mortgage 101 Podcast, hosts Anthony and Manley dive into the "Big Beautiful Bill" (BBB), signed into law on July 4, 2025, reshaping the 2025 housing market. The bill eliminates federal taxes on tips and overtime up to $25,000 for incomes under $160,000, raises the SALT cap to $20,000.
In Episode 10 of the Mortgage 101 Podcast, hosts Anthony and Manley tackle the volatile 2025 housing market, recorded live at Red Rooster Studios in Wisconsin. They analyze unpredictable bond market swings, the Federal Reserve’s cautious stance on rates, and the looming housing inventory crisis.
In Episode 9 of the Mortgage 101 Podcast, hosts Anthony and Manley navigate the 2025 housing market’s mixed signals, likened to a “red light, green light” game. They discuss why the Federal Reserve’s “higher for longer” rate stance persists, how single-family home sales are surging despite economic caution.
In Episode 8 of the Mortgage 101 Podcast, hosts Anthony and Manley explore the 2025 housing market, focusing on the millennial mindset shift toward homeownership. They debunk myths rooted in the 2008 crisis, discuss non-conforming loan options for entrepreneurs, and analyze market trends.
In Episode 7 of the Mortgage 101 Podcast, hosts Anthony and Manley unravel the complexities of the 2025 housing market, likened to a financial circus. They discuss the risks of privatizing Fannie Mae and Freddie Mac, the shift from quantitative easing (QE) to quantitative tightening (QT), and the impact of tariffs.
In Episode 6 of the Mortgage 101 Podcast, hosts Anthony and Manley explore why home prices continue to rise in 2025 despite interest rates exceeding 7% and a slowdown in home sales.
In Episode 5 of the Mortgage 101 Podcast, hosts Anthony and Manley address the challenges of low housing inventory and high interest rates in 2025.
In Episode 4 of the Mortgage 101 Podcast, hosts Anthony and Manley discuss the anticipation around Federal Reserve rate cuts, clarifying the difference between Fed rates and mortgage rates, and why homebuyers shouldn’t wait for lower rates to act.
In this episode of The Mortgage 101 Podcast, Anthony and Manley break down five major fears buyers are facing in today’s market — and why smart, confident homeownership still wins.
Join Anthony and Manley as they navigate the real estate market on the Mortgage 101 Podcast, discussing mortgage rates and the bond market
In the episode of the Mortgage 101 Podcast, hosts Anthony and Manley introduce their mission to simplify the mortgage process for first-time homebuyers, savvy investors, VA clients, and more. Broadcasting from Hawaii and Wisconsin, they share personal stories of entering the mortgage industry.
In this episode of Mortgage 101, hosts Anthony and Manley Haynes dive into the essentials of mortgage lending, sharing expert insights on how to navigate the homebuying process with confidence.
