We're cutting through the media noise and breaking down the real state of the housing market — from interest rates to inventory and everything in between.

MAKING HOMEOWNERSHIP EDUCATION SIMPLER...

One Episode at a Time.

Listen now on Spotify, Apple Podcasts, or wherever you get your podcasts.

A neon sign that says the mortgage 101 podcast

We're cutting through the media noise and breaking down the real state of the housing market — from interest rates to inventory and everything in between.

MAKING HOMEOWNERSHIP EDUCATION SIMPLER...

One Episode at a Time.

Listen now on Spotify, Apple Podcasts, or wherever you get your podcasts.

A neon sign that says the mortgage 101 podcast

MEET YOUR HOSTS!

We're cutting through the media noise and breaking down the real state of the housing market — from interest rates to inventory and everything in between.

A man with glasses and a beard is smiling in a black and white photo.

MANLEY HAINES

Producing Partnership Branch Manager

NMLS: 755847

Co-Host of The Mortgage 101 Podcast


If you’ve ever wondered why the mortgage process feels so overwhelming—or wished someone would finally just break it down in plain English—you’ve come to the right place.

Manley Haines has been helping people make sense of home financing for over 23 years. As a top-producing mortgage professional and trusted advisor, he’s guided hundreds of buyers and homeowners through the ups and downs of the market with transparency, humor, and an unwavering commitment to doing what’s best for them.


On The Mortgage 101 Podcast, Manley brings his no-nonsense approach to the airwaves. He’s here to give you the clarity and confidence you deserve—whether you’re buying your first place, moving up, refinancing, or simply trying to figure out what all the headlines mean for your budget.


Manley is known for making complex topics feel refreshingly simple, sharing real stories that illustrate why homeownership is still the greatest wealth-building tool most people will ever have. His passion is helping you cut through the noise, avoid costly mistakes, and build a plan that works—today and for years to come.


When he’s not behind the mic, you’ll find Manley collaborating with real estate partners, mentoring fellow loan officers, or catching a game (Go Wisconsin!). Wherever you are in your homeownership journey, he’s here to help you take the next step with confidence.


Tune in and discover why so many listeners say, “Dang, that’s a good mortgage.

A man with a beard is smiling in a black and white photo.

ANTHONY VALENTINO

Producing Partnership Branch Manager

NMLS: 1226235

Co-Host of The Mortgage 101 Podcast


If you’re looking for straight talk, real solutions, and a deeper understanding of how mortgages actually work — you’re in the right place.


Anthony Valentino brings over 15 years of experience in finance and mortgage lending to the mic. As Vice President of Mortgage Lending, he’s helped thousands of families across the United States navigate the mortgage process with confidence and clarity.


Known for his honesty, deep industry knowledge, and ability to explain complex topics in simple terms, Anthony is on a mission to educate, empower, and equip listeners with the tools they need to win in any market. Whether you're buying your first home, investing, or refinancing, this podcast delivers the insider strategies most lenders won’t tell you.


With a full-time, nationwide team and a tech-savvy, client-first approach, Anthony brings the same energy to this podcast that he brings to every client: show up, educate, and deliver results.

 WELCOME TO THE YOUTUBE CHANNEL

THE MORTGAGE 101 PODCAST!

We're cutting through the media noise and breaking down the real state of the housing market — from interest rates to inventory and everything in between.



mortgage 101 podcast episode titled why are home prices still rising
By Manley Haines July 10, 2025
In Episode 6 of the Mortgage 101 Podcast, hosts Anthony and Manley explore why home prices continue to rise in 2025 despite interest rates exceeding 7% and a slowdown in home sales.
A screenshot of the mortgage 101 podcast episode 5 thumbnail
By Manley Haines July 10, 2025
In Episode 5 of the Mortgage 101 Podcast, hosts Anthony and Manley address the challenges of low housing inventory and high interest rates in 2025.
The Mortgage 101 podcast # 004
By Manley Haines July 10, 2025
In Episode 4 of the Mortgage 101 Podcast, hosts Anthony and Manley discuss the anticipation around Federal Reserve rate cuts, clarifying the difference between Fed rates and mortgage rates, and why homebuyers shouldn’t wait for lower rates to act.
By Manley Haines July 8, 2025
In Episode 3 of the Mortgage 101 Podcast, hosts Anthony and Manley tackle the five fears holding back homebuyers in today’s volatile market: fear of the unknown, market volatility, housing market crashes, rising interest rates, and political uncertainty. Broadcasting from Hawaii and Wisconsin, they explain why now is still a great time to buy a home, how to navigate market fluctuations, and why homeownership remains a powerful wealth-building tool. Learn how to overcome fear with education and make confident homebuying decisions. Listen to the full episode: https://youtu.be/5PKthpuhJV8?feature=shared
The mortgage 101 podcast episode #1: educating borrowers to instill confidence when buying a home
By Manley Haines July 8, 2025
In the episode of the Mortgage 101 Podcast, hosts Anthony and Manley introduce their mission to simplify the mortgage process for first-time homebuyers, savvy investors, VA clients, and more. Broadcasting from Hawaii and Wisconsin, they share personal stories of entering the mortgage industry.
Thumbnail for The Mortgage 101 Podcast Episode 2: How to Shop for a Home with Confidence
By Manley Haines July 8, 2025
In this episode of Mortgage 101, hosts Anthony and Manley Haynes dive into the essentials of mortgage lending, sharing expert insights on how to navigate the homebuying process with confidence.